Whether you are looking to purchase your first home, or are looking to refinance an existing property in Utah, Chris Handy has the expertise required to handle your mortgage application and ensure a smooth process from start to finish. Building on years of experience in the financial industry, Chris Handy has developed the contacts and the techniques essential to locating and negotiating your ideal Utah mortgage or Provo mortgage package.

Living in Utah carries a number of bonuses, including superb scenery and very reasonable property prices. As a result, more and more people are looking to move to Utah hence using Utah mortgages. There has never been a better time to buy real estate in Utah, and with interest rates at an all-time low, getting a great deal on your Provo mortgage or Utah mortgage has never been easier.

Alternatively, if you are looking to refinance your current property to free up equity, lower your monthly repayments or consolidate existing debts, Chris Handy also specializes in Utah 2nd mortgages.

A Utah 2nd mortgage is secured against the same collateral as your first mortgage, which is typically your home. The amount you can borrow with a Utah 2nd mortgage is determined by the equity of your property, which is the difference between its current value and the amount still owed by you on your first mortgage. Second mortgages are used for a variety of purposes, including debt consolidation, freeing up cash to pay for a large purchase such as a new car or financing home improvements. A Utah 2nd mortgage typically carries a higher rate of interest, though is generally paid back over a much shorter period than a primary loan. However, since interest rates have fallen significantly over the course of the past few years and competition in the second mortgage market has become fierce, there are great deals to be had by consumers looking for a Utah 2nd mortgage.

Looking for a mortgage can be confusing with so many lenders offering a variety of loan programs designed for almost any requirement. However, with professional guidance and creativity from Chris Handy, you can rest assured that your search for a Utah mortgage or Provo mortgage will be as painless as possible and that you will be getting the very best deal available on the market. 

Chris Handy specializes in brokering both Utah mortgages and Provo mortgages, and has compiled a wide range of lenders and mortgage programs to choose from to ensure that you get the right loan at the rate you want. Whether you have a good or a poor credit rating, Chris Handy has the ability to locate a good Utah or Provo mortgage package at a great rate.

Mortgage applications can be approved in 24 hours, even if you have poor credit. Please email chris@christopherhandy.com or call 801.455.9647 now! to get started with your application.